Business insurance can be a complicated purchase. You’re not buying groceries. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can seem overwhelming.
As independent insurance agents for almost 40 years, we know how the advice and guidance of an agent can benefit our policyholders. Here are some sound reasons why we believe an independent point of view will steer you in the right direction for your business insurance.
You Have Options – Independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. Your independent agent will do the shopping and you do the saving. You’ll get the right blend of price, coverage, and service.
Licensed Experts – Independents can explain the complexities of insurance in simple terms, helping you make smart decisions. They make a career out of assessing their customers’ insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price the customer can afford.
Personal Advisers – Agents not only find you competitive pricing, they make sure you are adequately covered. Working with you face-to-face, your agent becomes your personal adviser, taking the time to listen to you and understand the needs for your particular kind of business.
Accessible and Nearby — Independent agents are your neighbors. They share your interest in the community where you live, and understand the benefits and challenges of living in your locale. They are often highly involved in the community.
All in One – Independent agents can usually meet all of your business insurance needs with the companies they represent. No need to go to a different company for each business product.
Lifetime Consultants – Independent agents review your coverage and know how to take you through all the changes your business will undergo.
Doing business with an independent insurance agent is a smart business decision that will provide benefits to you and your business for years to come.