Boat insurance midland odessa, tx

Boat Insurance

If you’re an avid angler then you are serious about catching fish. Your success depends on your boat and equipment, keeping both in tip-top shape is important. An on that same note, keeping your insurance current is equally important.  Whether you fish just for fun or compete in tournaments, be sure your insurance is what it should be to meet your needs.

Ask your independent insurance agent if your fishing and boating insurance includes the following and discuss what you may or may not need. If you compete in fishing tournaments you will want to ask whether that is included in your policy.

  • Damage Coverage
  • Disappearing Deductible
  • Consequential Damage Clause
  • Fishing Equipment
  • Protection & Indemnity (P&I)
  • Medical Payments
  • Tournament Fee Reimbursement
  • Towing and Emergency Assistance
  • Unlimited Trailering within the continental United States

And remember the importance of safety when you’re boating or fishing. In Texas alone, there are over 250,000 registered boats and the state enforces strict boating and fishing laws. Make sure you and your crew are well informed and well prepared before you leave the shore.

And if you’re new to the game and don’t have boating insurance yet, check with one of our independent agents about getting a fast, online quote here.

The bass, trout and who know how many more are out there waiting for you. Don’t let the worry of damage, injury or loss complicate your fishing fun. Contact your independent today and get all the details worked out.  You might even want to invite him to join you for a fishing trip!

Texas Cyber Insurance Policy Nowadays, even if you’re a small business, you probably need cyber insurance. The fact that over 40 percent of small businesses have been targeted in the last two years should be taken seriously. As most business, large and small, is increasingly reliant on the internet, playing it safe is just common sense. The unseen ‘bad guys’ are out there and they seem to be getting smarter by the day.

So what exactly is cyber insurance and what does it cover?

Basically cyber insurance covers your business in the case of a data breach that is related to sensitive customer information. That would include Social Security numbers, credit card numbers, driver’s license numbers, health insurance info, account details and such.

So exactly what does cyber insurance cover?

Cyber insurance covers legal fees and other expenses and it also assists in the following ways:

  • Customers are notified about a hack or breach
  • Personal identities of affected customers are restored
  • Compromised data is recovered
  • Damages to your computers and computer systems are repaired

Contact your independent insurance agent to find out more about cyber insurance. While it is still relatively new to the insurance industry, there are many fine products available to ensure better security for your business.

The National Cyber Security Alliance* advises that updated computer systems, strong passwords and a well trained staff are three important ways to avoid a security breach. In addition to your cyber insurance, think defensively when it comes to protecting your business and the security of your customers.